Reference

Read Our Terms Before You Open an Account

These terms govern every account, deposit, withdrawal and session on erek 19 — from the moment you register to the moment you request a payout via DANA, OVO…

Account AgreementDANA, OVO, GoPay & QRIS CoveredIndonesia Region Rules ApplyFair Use Policy IncludedWithdrawal Rights Explained
erek 19 Read Our Terms Before You Open an Account
CONTACT CHANNELS

Reach Us When a Terms Clause Is Unclear

If any clause in these terms raises a question — whether about your withdrawal rights, account suspension conditions or data-retention periods — our support team is reachable seven days a week. You can contact us before accepting any term you are unsure about; we will respond with a plain-language explanation, not a copy-paste of the clause.

Team online

Live Chat

Available daily from 08:00 to 23:00 WIB. Start a chat session from the account dashboard — response time is under two minutes during peak hours for policy and terms questions.

Email Support

Send terms-related questions to our support address found in the footer. We aim to reply within four business hours, with a written record of every clarification we provide.

Help Centre

Our self-service Help Centre at erek19.xyz/help contains a dedicated Terms section where each clause is broken into plain-language summaries you can read before contacting an agent.

ACCOUNT SAFEGUARDS

Browse How We Protect Your Account Rights

erek 19 treats account security and data handling as operational priorities, not afterthoughts. We apply two-factor verification on login, encrypt all transaction records including DANA and QRIS receipts, and retain your account…

Data Encryption

All personal data and transaction records — including payment receipts from OVO and GoPay — are encrypted at rest and in transit using current industry-standard protocols on our servers.

Cookie Policy

We use session cookies to keep you logged in and analytics cookies to improve page load times. You can manage or decline non-essential cookies at any time via the cookie preferences panel in your account settings.

Data Retention Period

Account data is kept for as long as your account is active, plus the statutory period required under applicable Indonesian regulations. After that window, data is deleted from our production systems automatically.

Account Security

Two-factor authentication is available and strongly encouraged on every erek 19 account. Enable it from your security settings tab; after activation, every new login from an unrecognised device triggers a verification code to your registered number.

Request Data or Corrections

To access, correct or delete your stored personal data, send a written request to our support email. We process all data-subject requests within fourteen calendar days and confirm completion in writing.

Account Closure Rights

You may close your account at any time. Submit a closure request via Live Chat or email; any pending DANA, OVO or QRIS withdrawals are processed before the account is deactivated so your funds are not held.

Switch Through the Most-Asked Terms Questions

These are the questions we receive most often from people in Indonesia reading these terms for the first time — including those in Bandung who contact us before making their first deposit. Each answer refers directly to the relevant clause so you can verify it yourself in the full document.

These terms apply to every person who creates an account on erek19.xyz, including those who deposit via DANA, OVO, GoPay or QRIS. Access and eligibility depend on local law in your region of Indonesia.

Access depends on local law. We recommend you confirm your eligibility under applicable Indonesian regulations before opening an account. Our terms do not override local legal requirements that apply to you.

We send a notification to the email address on your account at least seven days before any material change takes effect. You can also check the 'Last Updated' date at the top of this page each time you visit.

Any pending withdrawal to DANA, OVO, GoPay or QRIS is processed before account deactivation. We do not hold or forfeit funds that were validly requested before a closure was submitted.

Send a written request to our support email, including your registered account username. We will compile and deliver your data summary within fourteen calendar days and confirm when the file is ready.

Yes. We may suspend accounts that breach these terms — for example, fraudulent transaction patterns or providing false registration details. We notify you by email and state the specific clause that applies in every suspension notice.

These terms are written with Indonesian users in mind. Where applicable, Indonesian consumer-protection law applies. If a clause conflicts with a local regulation, the interpretation more protective of your rights applies, where local law permits.